Home Ownership
MEANS A BETTER LIFESTYLE
62+ Years of combined experience and 145+ lending partners.
Your trusted mortgage partner.
34+
Years of Excellence
Your Home Journey,
Our Passion
The Mortgages by Ernie story began in 1992. Our relentless appetite for problem solving led to countless success stories and the building of a legacy for credit challenged homebuyers.
- Personalized loan solutions
- Competitive rates and fast pre-approvals
- Fast pre-approvals
- Expert team with 62+ years combined
Find Your Perfect Loan
From first-time buyers to seasoned investors, we have the right loan program for every situation.
Conventional Loans
Conventional loans are the most common type of mortgage, offering competitive interest rates and flexible terms for borrowers with good credit. They are not backed by a government agency and typically require a down payment as low as 3%, making them an excellent choice for many homebuyers.
Learn More About Conventional LoansEstimate Your Payment
Estimated Monthly Payment
Principal & Interest Only
Loan Amount
$400,000
Total Interest
$510,178
What Our Clients Say
Ready To Find a Home You Love?
Whether you're a first-time homebuyer or looking to refinance, our team of experts is ready to help you every step of the way.